Free payroll software, built for India
The Payroll Agent runs the month for you — start to one-tap approval in minutes.
Compute salaries, sync attendance & leave, and auto-handle PF, ESI, PT & TDS across every state. Payslips ready each cycle, bank payouts from ₹1,249/month. Free for unlimited employees — no card, no per-seat minimum.
Three AIs on your payroll team
Automation with guardrails: every irreversible step still pauses for a human approval.
Payroll Agent
Auto-runs the month end to end — checks input readiness, surfaces blockers, computes, and queues the run for your one-tap approval.
AI Copilot
"What's my PF liability this month?" "Why did Rahul's net pay change?" — plain-English answers grounded in your real payroll data, role-gated.
Compliance Cop
Audits PF, ESI, PT and TDS and flags violations with the affected employees and fixes — advisory, before the deadline, not after the penalty.
From attendance to bank file — without the spreadsheet
One connected payroll that computes, checks compliance and pays out, every cycle.
Payroll Agent
Auto-runs the month — salaries, LOP, arrears and reimbursements — ready for one-tap approval in minutes.
Statutory, built-in
PF, ESI, PT (state-wise) and TDS computed every cycle, with ECR, challans, Form 16 & 24Q generated for you.
Pays out, in-product
Disburse salaries directly via the ICICI integration — or download bank advice files for any bank. Failed transfers retry in a click.
Attendance & leave synced
KredEYE attendance and leave feed payroll directly, so LOP and overtime are always accurate.
Revisions & arrears
Back-date a salary revision and arrears compute themselves — mid-month joiners and exits prorate automatically.
Loans & advances
A full loan module with its own dashboard — sanction, track EMIs, and recover from salary automatically each cycle.
Six checkpoints from inputs to money in accounts
Every stage is explicit, reviewable and reversible — until you press disburse.
Inputs verified
Attendance, leave, revisions and new joiners are checked before anything computes. Blockers are surfaced, not buried.
Calculate
Earnings, deductions and statutory heads compute for everyone; if something changes, only affected employees recalculate.
Review the register
Line-by-line pay register — gross, deductions, net for every employee — exportable for a second pair of eyes.
Approve & lock
Formal sign-off locks the run. Every irreversible step needs an explicit human approval.
Payslips generated
PDF payslips from a 13-template gallery, emailed and delivered to the employee app automatically.
Disburse
Pay directly through ICICI or download your bank's advice file. Track every transfer to paid, retry any failure.
Live in minutes, not months
Import your team
Magic Upload reads a spreadsheet and auto-maps every employee, salary structure and statutory head for India.
Let the agent run
The Payroll Agent computes pay, checks PF/ESI/PT/TDS against your states, and flags nothing because it's already correct.
Approve & pay
Review the summary, tap approve, and download the bank file — payslips go out to the employee app automatically.
Structures that survive the real world
Mid-month joiners, revisions, transfers, variable pay — the engine prorates and recomputes per segment.
Components & formulas
- Five component types: base, recurring, variable, ad-hoc earnings & deductions
- Formula engine — percent-of-basic, gross-linked, flat or custom per component
- Bonus frequencies: monthly, quarterly, half-yearly, annual
Proration & LOP
- Mid-month joins, exits and revisions prorate per segment — partial months always correct
- Loss-of-pay flows in from attendance and leave automatically
- Exit settlements computed on the same engine — no side spreadsheet
Statutory, configurable
- PF: wage ceiling toggle, VPF, EDLI, per-employee overrides
- ESI auto-applied by wage threshold; PT by state band tables
- TDS: old/new regime per employee, rebate, cess, surcharge, marginal relief
Everything your CA, auditor and employees ask for
Payslips, 13 templates
Pick from a 13-template gallery; payslips generate as PDF each cycle, emailed and available in the employee app.
Statutory files
PF ECR + challan, bulk Add/KYC/Exit files, ESI returns, state-wise PT and TDS Form 24Q with challan export.
Form 16, yearly
Employee income-tax certificates generated at year end — delivered to the app, not a mail-merge project.
Registers & audits
Form T muster roll, pay register, net-pay and gross-vs-net reconciliation registers — export-ready for inspections.
Never caught by a deadline again
Proactive compliance watches every statutory due date and pings you before it's due — not after a penalty.
Statutory outputs
- PF ECR, challan & bulk KYC files (EPFO format)
- ESI, Professional Tax & LWF, state-wise
- TDS, Form 24Q & Form 16
- Form T muster roll & reconciliation registers
Proactive alerts
- Reminders before each due date
- Live compliance score
- Multi-state ready
AI co-pilot
- "What's my PF liability?" in plain English
- Grounded in your real data
- Shows the maths
Payroll reports into Workforce Intelligence
Every module feeds Kredily's leadership cockpit — payroll included.
Cost, decoded
Payroll cost by department, cost per employee and month-over-month trend — computed from actual runs, not estimates.
Early warnings
Payroll cost growing faster than headcount? PAN gaps before a filing? You hear about it before it costs money.
Regime & tax view
Old-vs-new regime split and tax posture across the company. Explore the full cockpit in Workforce Intelligence.
Payroll software questions, answered
Is Kredily's payroll software really free?
Does it handle PF, ESI, PT and TDS for India?
How long does it take to set up?
Can it generate the bank payment file?
Does payroll connect to attendance and leave?
How are salary revisions and arrears handled?
Can Kredily pay salaries directly to bank accounts?
Can I give employees loans or salary advances?
We have offices in multiple states — is that handled?
Can employees see their payslips and tax on mobile?
Explore the rest of the platform
Run payroll free, today.
Set up in minutes. Free forever for unlimited employees. PF, ESI & TDS handled for you.