Free forever for unlimited employees — no card, no per-seat minimum. See pricing New — the AI Payroll Agent runs the month for you. Meet the agent India-built HRMS & compliance — live in minutes, not months. How it works
  • Products
  • Solutions
  • Marketplace
  • Resources
  • Pricing
  • Company
    • Sign in
    Start Free Book a Demo
    Home › Benefits
    Employee Benefits

    Benefits that help you keep people

    Health cover, earned-wage access and self-service — all in the app your team already uses.

    Kredily turns HR & payroll into a benefits platform: group insurance and salary advances through regulated partners, plus the self-service that makes everyday work easier. One place, better retention.

    Talk to us Start Free
    Group insurance Earned-wage access One employee app
    Benefits · My space
    Kredily insurance dashboard — group health enrolment, endorsements and members Kredily insurance dashboard — group health enrolment, endorsements and members Kredily insurance dashboard — group health enrolment, endorsements and members Kredily insurance dashboard — group health enrolment, endorsements and members
    What’s in the benefits stack

    More reasons to stay

    The benefits employees actually use — delivered where they already manage their work.

    ◎

    Group insurance

    Health & accident cover through IRDAI-regulated partners, managed from the insurance dashboard. See insurance →

    ₹

    Salary advances

    Earned-wage access funded by RBI-regulated partners — financial wellness at no cost to your cash flow. See salary advances →

    ◇

    Self-service app

    Payslips, tax, leave and attendance in one app, with AI Copilot answering questions about each person’s own salary and benefits data — the everyday benefit of less friction. See the app →

    ✓

    Managed alongside payroll

    Benefits, payroll and HR in one platform — nothing to reconcile across separate vendors.

    How it works

    From switch-on to employee sign-up

    1

    Choose the benefits

    Pick from group insurance, salary advances and marketplace perks. Talk to us and we’ll shape a stack that fits your team and budget.

    2

    Roll out in the app

    Benefits appear in the Kredily employee app alongside payslips and leave — no separate portal, no new sign-up journey for employees.

    3

    Managed with payroll

    Any employee contributions flow through payroll deductions, and everything is administered in one place — nothing to reconcile across vendors.

    Clear on roles

    Who provides what

    Benefits carry terms — here’s the honest split so there are no surprises.

    Kredily

    • The platform that brings benefits into HR & payroll
    • Enrolment, employee access and payroll deductions
    • One dashboard to manage it all

    Regulated partners

    • IRDAI-regulated insurers provide cover and settle claims
    • RBI-regulated partners fund salary advances
    • Kredily is not the lender or insurer — terms are the partner’s

    Employees

    • Browse and use benefits in one familiar app
    • Access subject to partner eligibility & terms
    • Ask Copilot about their own pay and cover
    FAQ

    Benefits questions, answered

    What benefits can I offer through Kredily?
    Group health & accident insurance (via IRDAI-regulated partners), salary advances / earned-wage access (via RBI-regulated partners), and the full self-service employee app — all managed alongside payroll and HR.
    Are these run through regulated partners?
    Yes. Insurance is arranged through IRDAI-regulated insurers and advances through RBI-regulated lending partners. Kredily is the platform that brings them into your HR & payroll.
    Do I need a paid plan to offer benefits?
    You can start on the Free Forever plan and explore the marketplace. Talk to us and we’ll tailor the benefits stack to your team.
    What does the benefits marketplace include?
    Beyond insurance and salary advances, the marketplace can include perks, vouchers, wellness and financial-wellness offers through partners. The exact line-up varies by partner and is shared during onboarding.
    How do employees access their benefits?
    Everything sits in the Kredily employee app, alongside payslips, leave and attendance — so employees browse and use benefits where they already manage their work.
    How are these benefits taxed?
    Tax treatment varies by benefit — some are structured to be tax-efficient. Confirm the specifics with your finance team for your own plan.
    Is Kredily the insurer or the lender?
    No. Kredily is the platform that brings benefits into your HR & payroll. Insurance is provided by IRDAI-regulated insurers and salary advances are funded by RBI-regulated partners — each under their own terms, and access is subject to partner eligibility.
    What does offering benefits cost the employer?
    It depends on the stack you choose. Insurance premiums can be employer-paid, shared or employee-funded; partner-funded salary advances don’t draw on your working capital. Talk to us and we’ll lay out the options and costs for your team.

    Explore more

    Insurance Salary advances Employee App Pricing

    Benefits your team will feel.

    Insurance, salary advances and self-service — one platform, better retention.

    Talk to usStart Free