Kredily vs PagarBook: HRMS vs Attendance App — The 2026 Comparison
PagarBook helps track attendance and wages. Kredily is a full HRMS + payroll platform. Not the same thing — here's why it matters.
PagarBook is an attendance and wage-tracking app (~₹499/staff/year) designed for blue-collar and field teams. It handles daily wages, overtime and basic attendance in 10 regional languages — but it is not a full HRMS. Kredily is a complete HRMS + payroll platform (PF/ESI/PT/TDS, payslips, leaves, appraisals, hiring, AI co-pilot) free for unlimited employees. If you only need attendance tracking for field staff, PagarBook works. If you need payroll, compliance and HR management, Kredily is the choice.
Kredily vs PagarBook — what each platform actually does
| Kredily | PagarBook | |
|---|---|---|
| Product category | Full HRMS + Payroll platform | Attendance + wage-tracking app |
| Pricing | Free forever (unlimited employees); Payroll OS from ₹1,249/mo | ~₹499/staff/year (paid app) |
| Free plan | ✅ Free for unlimited employees | ✗ No free plan — paid only |
| Indian payroll (PF/ESI/PT/TDS) | ✅ Full statutory payroll | ✗ Basic wages/OT only — no statutory filing |
| Payslips & Form 16 | ✅ Auto-generated | ✗ Not included |
| Leave management | ✅ Full leave + accrual | Basic leave tracking only |
| Hiring / recruitment | ✅ ATS built in | ✗ Not available |
| Performance & appraisals | ✅ Included | ✗ Not available |
| Regional languages | English + Hindi | 10 regional languages — a genuine strength for field/blue-collar |
| Best for | Growing teams needing full HRMS + payroll | Field teams, blue-collar, simple wage tracking |
PagarBook pricing from third-party reports — verify at pagarbook.in before deciding.
An honest assessment
PagarBook is purpose-built for blue-collar & field teams
PagarBook is simple, inexpensive and available in 10 regional Indian languages, making it a practical choice for construction, logistics, manufacturing and retail teams where workers aren't desk-based and salary is daily/weekly. If your primary need is recording daily attendance and calculating wages for field staff — and you don't need payroll filings, payslips or any broader HR features — PagarBook is a low-friction option.
Full HRMS vs an attendance app
Statutory payroll (PF, ESI, PT, TDS)
PagarBook tracks wages but doesn't handle PF/ESI deductions, challans or TDS. Kredily runs full Indian payroll with auto-compliance — free.
Payslips & Form 16
Auto-generate payslips and Form 16 with every pay cycle. PagarBook doesn't include statutory documents.
AI co-pilot + Magic Upload
The AI Payroll Agent, AI Setup Wizard and Magic Upload save hours of monthly admin. KredEYE face-recognition attendance is a ₹50/user/month add-on — see pricing.
Free for unlimited employees
PagarBook charges ~₹499/staff/year. Kredily is free for unlimited employees, which means a 100-person team saves ~₹49,900/year just on the base fee.
Choose based on your situation
You need full HRMS + payroll
- Need PF, ESI, PT or TDS handled
- Need payslips, Form 16, or leave management
- Want to grow into hiring, appraisals, compliance
- Any team size — it's free
You only need wage tracking
- Pure attendance + daily wage calculation for field workers
- Regional language support is critical (10 languages)
- Very small team — no statutory payroll needed
- No plans to scale to full HRMS
Move to full HRMS in 4 steps
Export employee data
Export your staff list and attendance records from PagarBook as CSV.
Import via Magic Upload
Kredily's Magic Upload reads your spreadsheet and sets up employee profiles, salary structures and statutory configurations automatically.
Set up payroll & compliance
Configure PF, ESI and PT settings. Kredily's AI Setup Wizard guides you through each step in minutes.
Run first payroll
Process your first full statutory payroll — auto-generate payslips and compliance reports. Your team gets to the full HRMS from day one.
The AI stack you get with Kredily
Whichever way the feature tables lean, this layer comes standard with Kredily — not as a paid add-on.
Payroll Agent, auto-run
The AI Payroll Agent runs the monthly cycle on its own — salaries, LOP, arrears and statutory checks — and hands you a reviewed run to approve.
AI Copilot, 110+ skills
AI Copilot answers and acts across 110+ HR, payroll and leave skills in plain English — role-gated to each user’s permissions, with human approval on anything irreversible.
Workforce Intelligence
Workforce Intelligence turns your HR and payroll data into explainable, early-warning insights — headcount, cost, attrition and flight risk, with the drivers behind each.
Kredily vs PagarBook — questions answered
Is PagarBook a payroll software?
Does Kredily have regional language support like PagarBook?
Which is cheaper — Kredily or PagarBook?
Can Kredily handle daily-wage and contract workers?
What does PagarBook not do that Kredily does?
Explore Kredily
Full HRMS + payroll. Free for any team size.
PF, ESI, TDS handled. Payslips auto-generated. AI co-pilot included. Not just attendance — everything.