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Compliance on autopilot · Built for India

Stay compliant, automatically.

No penalties. No panic. No spreadsheet at 11pm before the 15th.

India payroll compliance, handled end to end. Kredily auto-calculates PF, ESI, Professional Tax and TDS, generates every statutory file and return, watches deadlines across all your states, and updates itself as the law changes.

PF · ESI · PT · TDS · Form 24Q · 26Q · 16 · 12BA · Bonus · LWF · Gratuity
Compliance Centre · July 2026
96
Compliance ScoreAll statutory heads current. PF, ESI & PT filed on time; TDS return window opens in 9 days.
PF · ECR generated
Filed on time
ESI challan
Filed on time
Professional Tax · 3 states
On track
TDS · Form 24Q
Due in 9 days
0 open compliance flags — the co-pilot is preparing 24Q now.
Reminder sent4 days before due date

Late filings get expensive, fast

Missed PF, ESI or TDS deadlines mean interest, penalties and notices — the kind of cost no growing team budgets for.

Kredily computes & prepares every file

Every statutory head is calculated from your live payroll. Files and returns are generated ready to submit — no manual rate lookups.

And keeps you ahead of the law

Proactive alerts before every deadline, plus real-time updates as rates, states and the new Labour Codes change.

Proactive compliance · AI

Pings you before the deadline, not after the penalty

Ask the AI Copilot “What’s my PF liability?” and get the answer from your live payroll. The Compliance Cop add-on audits PF, ESI, PT & TDS and flags violations with the affected employees — advisory by design, it never files returns.

Kredily AIWatching PF · ESI · PT · TDS Live
Are we good on compliance for this month?
Yes — PF ECR filed on time, ESI challan submitted, and Professional Tax is on track across all 3 states. One thing coming up:
Heads up
Your Form 24Q is due in 9 days. I've already generated and FVU-validated the file — review and approve whenever you're ready.
Also: a state PT slab was revised this month. I've updated it automatically — no action needed.
  • Deadline alerts before every due date — PF, ESI, PT, TDS and returns, watched across every state you operate in.
  • Real-time regulatory updates — when a rate, slab or form changes, it's reflected in your payroll without you lifting a finger.
  • Compliance Cop — an advisory audit — a scorecard of violations and warnings with the affected employees and recommended fixes. It flags issues; it never files returns.
  • A single Compliance Score — one number that tells you, at a glance, whether you're fully covered this month.
96
Compliance ScorePF, ESI & PT current. Form 24Q is generated and FVU-validated — the co-pilot is already on it.
Compliance Master Repository

522 labour-law artifacts. Central + 28 states + 8 UTs.

Every register, return, registration, challan, wage slip and notice — auto-generated from your own payroll and attendance data. Native data, zero uploads, no spreadsheets shuttled to a service desk.

The library

  • 522 statutory artifacts across Central law, all 28 states and 8 union territories
  • Six classes: registers, returns, registrations, challans, wage slips, notices
  • Searchable by jurisdiction, regime, frequency and form class

Only what applies to you

  • Your compliance universe = Central + the states where your establishments actually are
  • A six-state company sees its ~114 applicable artifacts, not all 522
  • Open an establishment in a new state — its obligations switch on automatically

Forms are data, not code

  • Every form is a versioned, effective-dated definition — a gazette change ships as a repository revision, not a software release
  • The right revision applies by wage-period date — back-periods render on the rules of their time
  • Aadhaar always masked; bank accounts partially masked on printed registers
Why practitioners can trust it

Gazette-watched, legally gated, validation-blocked

A wrong form exposes your client to penalties — so nothing reaches production without review.

1

Gazette watch → legal gate

Notifications are tracked, analysed and drafted — and no form definition serves production until it clears legal review. Quarterly audits re-verify the library.

2

Validations that block, not warn

Statutory rules run before generation — e.g. total deductions must not exceed 50% of gross (Code on Wages, s.18). A violating payroll can't produce a non-compliant register.

3

Generated from the source of truth

Registers and returns render from the same payroll and attendance records that paid your people — not a re-keyed upload that can drift from reality.

Itemised statutory coverage

Every Indian payroll statute, handled

Not a vague "compliance ready" badge. Here's exactly what Kredily computes, generates and files — line by line.

PFProvident Fund · EPFO

Auto-calculates employee & employer EPF/EPS/EDLI contributions on your salary structure — and generates the ECR file plus bulk Add / KYC / Exit files ready to upload to the EPFO portal.

ECR generationBulk KYC filesEPF · EPS · EDLI
ESIEmployees' State Insurance

Computes ESI for every eligible employee against the wage-ceiling rules and produces the monthly challan — applied only to those within the threshold.

Challan generationEligibility checkAuto-calc
Professional TaxPT · state-specific

Applies the correct state-specific PT slabs and due dates for every location you operate in — Karnataka, Maharashtra, West Bengal, Telangana and more, automatically.

All state slabsMulti-statePer-location
TDS / Income TaxSalary TDS · CBDT

Calculates monthly TDS on salaries across the old and new tax regimes, factoring declarations and proofs — and prepares your quarterly eTDS returns.

eTDS returnsOld & new regimeDeclarations
Form 24QSalary TDS return

Generates the quarterly Form 24Q with all annexures and the challan export, and validates the file through the FVU so it's accepted by the TIN-FC / portal first time.

FVU validationChallan exportAll annexures
Form 26QNon-salary TDS return

Prepares Form 26Q for TDS deducted on non-salary payments — contractors, professional fees and the like — alongside your salary returns.

Non-salary TDSQuarterly
Form 16 & 12BAAnnual tax certificates

Issues digitally-signed Form 16 (Parts A & B) and Form 12BA for perquisites to every employee — bulk-generated at year-end, no manual collation.

Digitally signedPart A & BBulk issue
BonusPayment of Bonus Act

Computes statutory bonus per the Payment of Bonus Act — eligibility, wage ceiling and the minimum/maximum percentage — so annual bonus runs are compliant.

Eligibility & ceilingStatutory %
Labour Welfare FundLWF · state-specific

Applies the right state LWF contribution and deduction cycle (half-yearly or annual) for states that levy it — handled per location, no calendar to track.

State-specificHalf-yearly / annual
GratuityPayment of Gratuity Act

Tracks gratuity eligibility and computes the payable amount on exit using the statutory formula — surfaced in full-and-final settlements automatically.

Statutory formulaFnF-ready
Filings & registersAudit-ready records

Maintains the Form T muster roll plus reconciliation, net-pay and gross-vs-net registers and the filing trail behind every contribution and return, so an audit or inspection is a download — not a scramble.

Form T muster rollReconciliation registersAudit trail
Always currentReal-time rule updates

Rates, slabs, ceilings and forms update centrally as EPFO, ESIC, CBDT and state authorities revise them — including the new Labour Codes as they take effect.

Auto-updatedLabour Codes ready

Statutory rates, thresholds and form formats are indicative and subject to change — Kredily applies the rules in force for the current Financial Year. Always verify against the latest EPFO, ESIC, CBDT and state notifications.

State-wise compliance

One company, many states — zero spreadsheets

Professional Tax, LWF and minimum wages don't follow one rulebook. Kredily keeps a rulebook per state, so you don't have to.

Most teams trip over the gap between central and state law. Open an office in a new state and the PT slabs, LWF cycle and minimum-wage floors all change. Kredily handles it per location, automatically.

  • Multi-state Professional Tax — correct slabs, deduction frequency and due dates for each state you employ in.
  • State Labour Welfare Fund — applied only where it's levied, on the right half-yearly or annual cycle.
  • Minimum-wage awareness — surfaced per state and scheduled-employment category as rates are revised.
Book a Demo
Coverage across Indian statesPT · LWF · minimum wages
28 +8 UT
States & UTs
PT
All levying states
LWF
Where applicable
Karnataka Maharashtra Tamil Nadu Telangana West Bengal Gujarat Andhra Pradesh Kerala Madhya Pradesh Delhi + every other state & UT
New Labour Codes readiness

The dual-regime problem, solved per state

The four Labour Codes are in force since 21 November 2025, with Central Rules notified 8 May 2026 (Forms I, IV, V and IX under the Wages Rules; 5-year record retention; mandatory appointment letters). But states are at different stages — around 11 have final code rules while large states are still on draft. That means legacy-act forms in some states and code forms in others, at the same time, in the same company.

Code 01

Code on Wages

A single definition of "wages" reshapes PF, gratuity, bonus and overtime bases — and its s.18 deduction cap (≤50% of gross) is enforced as a blocking validation before any register generates.

In force · rules phasing by state
Code 02

Social Security Code

Consolidates PF, ESI, gratuity and more — including gig & platform workers. Contribution logic updates centrally via repository revisions.

In force · rules phasing by state
Code 03

Industrial Relations Code

Changes to standing orders, notices and records. Kredily keeps the registers and documentation aligned.

In force · rules phasing by state
Code 04

OSH & Working Conditions

New thresholds for hours, leave and welfare. Leave and attendance policies adjust to the revised norms.

In force · rules phasing by state

How Kredily handles the split: the engine serves code forms where a state's rules are final (e.g. Karnataka, Haryana, Gujarat, UP + Central) and legacy-act forms where they're still draft (e.g. Maharashtra, Tamil Nadu, Telangana, West Bengal, Delhi, Rajasthan) — switched per state by effective-dated repository revisions, so each wage period renders on the rules in force for that state at that time. PT applies only in the states that levy it, and LWF only where operative — mapped per establishment. Status as of July 2026; verify current notifications for your states.

Compliance calendar

The statutory month, at a glance

Every obligation carries a machine-readable due rule — "day 15 of the following month", "January 15", "within 30 days of joining" — evaluated monthly against your establishments and headcount, and tracked as Filed, Due, Overdue or Upcoming.

Statutory due-date calendarIndicative — varies by state, mode & notification
15th
PF (EPF) deposit
Monthly contribution & ECR for the previous month.
15th
ESI deposit
Monthly ESI contribution & challan.
7th
TDS deposit
Deposit of TDS deducted in the previous month.
Varies
Professional Tax
Varies by state — Kredily applies each state's date.
31st
Form 24Q
Quarterly salary TDS return — typically end of Jul for Q1.
31st
Form 26Q
Quarterly non-salary TDS return.
15th
Form 16
Issued to employees after FY-end (typically mid-Jun).
H1/H2
LWF
Half-yearly or annual, depending on the state.

Dates shown are indicative and can change by state, payment mode and government notification. Kredily tracks your exact obligations and alerts you before each one.

For CAs & labour-law practitioners

A multi-company compliance command-centre

Run PF, ESI, PT and TDS for every client from one dashboard — with the 522-artifact repository behind each of them. Each client sees only the obligations for their establishments; you see every client's Compliance Score, calendar and filings side by side, under your own branding. Registers and returns generate from the client's own payroll data, ready for your review and filing.

Multi-company viewAll-client calendars522-form repositoryCo-branding
Explore the CA Program
Compare the depth

The most itemised compliance in Indian HRMS

Stack Kredily's statutory coverage against the alternatives — then weigh it against a platform that's free to start, with AI compliance built in.

See Kredily pricing
FAQ

Compliance questions, answered

Does Kredily handle PF, ESI, PT and TDS?
Yes. Kredily auto-calculates Provident Fund (PF), Employees' State Insurance (ESI), Professional Tax (PT) and TDS on salaries directly from your payroll. It generates the PF ECR file, ESI challans, applies state-specific PT slabs, and prepares your TDS deposits and quarterly eTDS returns — all from one run.
Can Kredily generate Form 16 and Form 24Q?
Yes. Kredily generates quarterly Form 24Q (with annexures) and validates it through the FVU so it's accepted first time, prepares Form 26Q for non-salary TDS, and issues digitally-signed Form 16 (Parts A & B) and Form 12BA for perquisites in bulk at year-end.
Does Kredily support multi-state Professional Tax?
Yes. Professional Tax slabs, deduction frequency and due dates differ by state, and Kredily applies the correct rules for each location you employ in — Karnataka, Maharashtra, West Bengal, Telangana and every other levying state — automatically. State Labour Welfare Fund (LWF) is handled the same way, only where it applies.
How does Kredily keep up with law changes?
Compliance rules — rates, slabs, ceilings and form formats — are maintained centrally and updated in real time as EPFO, ESIC, CBDT and state authorities revise them. As the new Labour Codes are operationalised, Kredily re-bases the affected calculations and filings so you don't have to re-implement anything. The AI co-pilot also alerts you ahead of each deadline rather than after a penalty.
Does Kredily compute bonus, gratuity and LWF?
Yes. Kredily computes statutory bonus under the Payment of Bonus Act (eligibility, wage ceiling and percentage), calculates gratuity on exit using the statutory formula within full-and-final settlements, and applies state Labour Welfare Fund contributions on the correct half-yearly or annual cycle.
Can AI check my compliance posture?
Yes — two ways. The AI Copilot answers questions like “What’s my PF liability this month?” straight from your live payroll, and the Compliance Cop add-on audits PF, ESI, PT and TDS, returning a scorecard of violations and warnings with the affected employees and recommended fixes. Both are advisory — Kredily prepares every file, but returns are always filed by your team or your CA.
Which labour-law registers and forms can Kredily generate?
The Compliance Master Repository covers 522 statutory artifacts across Central law, all 28 states and 8 union territories — registers (muster rolls, wage and attendance registers), returns, registrations, challans, wage slips and statutory notices. Everything renders from your own payroll and attendance data, and you see only the artifacts applicable to the states where you have establishments.
My states are on different Labour Code stages — which forms apply?
Kredily runs a dual-regime engine: code forms where a state's rules are final, legacy-act forms where they're still draft — resolved per state, per wage period, by effective-dated form revisions. When a state notifies final rules, the switch is a repository update on Kredily's side, not a migration on yours.
Does Kredily file the returns for me?
Kredily prepares and validates every artifact — challans, ECR, returns, registers — in filing-ready formats, and its validations block generation of non-compliant output. Filing itself stays with you or your CA, by design: the CA Program gives practitioners a multi-client dashboard for exactly that workflow.
Is compliance available on the free plan?
Core compliance — PF, ESI, PT and TDS computation with payroll — is included on Kredily's Free Forever plan for unlimited employees. Proactive AI compliance alerts and the Compliance Score sit on the paid tiers. See pricing for the full breakdown.

Compliance on autopilot.

Stay compliant, automatically — no penalties, no panic. Free to start, for unlimited employees.

PF · ESI · PT · TDS automated Form 16, 24Q & 26Q generated Multi-state, Labour-Codes ready