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    Home › Insurance
    Marketplace · Insurance

    Group insurance, built into HR

    Offer health cover your team values — managed from the same place you run payroll.

    Browse and roll out group health and accident cover through Kredily’s insurance dashboard, with enrolment and employee access in the app. Cover is arranged through licensed, IRDAI-regulated insurance partners.

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    Group health & accident cover Enrolment in the app IRDAI-regulated partners
    Insurance dashboard
    Kredily insurance dashboard — group health enrolment, endorsements and members Kredily insurance dashboard — group health enrolment, endorsements and members Kredily insurance dashboard — group health enrolment, endorsements and members Kredily insurance dashboard — group health enrolment, endorsements and members
    Why employees value it

    Benefits that help you hire and keep people

    Health cover is one of the most-wanted benefits in India — and it’s simplest when it lives where HR already does.

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    Group health & accident

    Roll out group cover for your team through the insurance dashboard, with options from licensed partners.

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    Enrol in the app

    Employees view and access their cover from the same employee app they use for payslips and leave — and can ask AI Copilot questions like “What does my group health cover include?”, answered from their own benefits data.

    ₹

    One place to manage

    Manage benefits alongside payroll and HR — no separate portal, no spreadsheet of who’s covered.

    ✓

    Regulated & secure

    Cover is arranged through IRDAI-regulated insurance partners; your data stays protected and India-hosted.

    How it works

    From choosing cover to employee access

    1

    Choose a plan

    Browse group health and accident options from IRDAI-regulated partners in the insurance dashboard. Talk to us and we’ll help you pick cover that fits your team and budget.

    2

    Roll out & enrol

    Enrolment happens in the app employees already use. Any employee premium contributions are handled through payroll deductions — no separate portal.

    3

    Employees use their cover

    Cover details sit alongside payslips and leave in the employee app, and Copilot can answer “what does my cover include?” from their own benefits data. Claims are handled by the insurer.

    Clear on roles

    Who does what

    Insurance is regulated — here’s the honest split.

    Kredily

    • The dashboard to browse, roll out and manage cover
    • Enrolment, employee access and payroll deductions
    • Not the insurer — Kredily doesn’t underwrite or settle claims

    IRDAI-regulated insurer

    • Provides the cover and underwrites the policy
    • Sets inclusions, exclusions, pricing and terms
    • Handles and settles claims

    Employer & employees

    • Employer chooses and rolls out the plan
    • Employees enrol and access cover in the app
    • Cover is subject to the insurer’s eligibility & terms
    FAQ

    Insurance questions, answered

    Who provides the insurance cover?
    Cover is arranged through licensed, IRDAI-regulated insurance partners. Kredily provides the dashboard to browse, roll out and manage it alongside your HR and payroll.
    How do employees access their cover?
    From the Kredily employee app, alongside payslips, leave and attendance — so benefits live where employees already are.
    Do I need to be a paying customer to offer insurance?
    You can run Kredily’s Free Forever plan and still explore group insurance through the marketplace. Talk to us and we’ll walk you through the options for your team.
    What employee insurance can I offer through Kredily?
    Typically group health cover (GMC), personal accident cover and term life — arranged through licensed, IRDAI-regulated insurance partners. The exact plans and inclusions vary by partner and are shared during onboarding.
    How is group insurance different from ESI?
    ESI is a statutory scheme for eligible lower-wage employees. Group insurance is a voluntary benefit you choose to offer your whole team — the two can run alongside each other.
    Who pays the premium — the employer or the employee?
    It varies by plan — the premium can be paid fully by the employer, shared with employees, or employee-funded. Any employee contributions are handled through payroll deductions.
    Is Kredily the insurer?
    No. Kredily provides the dashboard to browse, roll out and manage cover alongside HR & payroll. The policy is underwritten by an IRDAI-regulated insurer, which sets the terms and handles claims — cover is subject to the insurer’s eligibility and terms.
    Who handles claims?
    Claims are handled and settled by the IRDAI-regulated insurer under the policy terms. Employees can see their cover details in the Kredily app; the claim process itself runs through the insurer or its designated administrator.

    Explore more

    Benefits Salary advances Employee App Pricing

    Give your team cover that counts.

    Group insurance, managed where you run HR & payroll — through regulated partners.

    Talk to usStart Free