Kredily vs Pagarbook

Save Time, Money, and Sanity

Core HR

Think of your HR needs like a complex musical composition. Kredily is the conductor, bringing perfect harmony to onboarding, attendance, and payroll. Imagine welcoming new team members with a flourish, managing attendance with rhythmic ease, and processing payroll like the concluding crescendo. With Kredily, HR isn’t a solo act; it’s a captivating symphony where every element plays its part. While Pagarbook offers a score, Kredily guides you through the performance, turning HR from a technical exercise into a gratifying experience.

Customization

Customization isn’t just about changing colors; it’s about crafting a suit that fits your organization perfectly. Kredily is the skilled tailor, meticulously weaving features into the fabric of your workflows. Need a unique leave policy for your remote team? Kredily stitches it in. Want performance reviews that match your growth-focused culture? Kredily designs them. Pagarbook might offer alterations, but Kredily creates a bespoke solution that reflects your unique organizational DNA, ensuring your HR processes fit like a glove.

User Interface

Imagine navigating HR like strolling through a modern art gallery. Kredily paints every click with vibrant colors, transforming data into digestible visuals. Forget the drab cubicles of other platforms; Kredily splashes your HR tasks with intuitive design, making every interaction a visually delightful encounter. It’s not just efficient; it’s aesthetically inspiring, turning HR from a mundane chore into a journey of discovery. Pagarbook might be functional, but Kredily elevates the experience, leaving you with a sense of satisfaction and inspiration after every click.

Superior Customer Support

Kredily’s customer support isn’t just helpful; it’s a trusted advisor who anticipates your needs before you even ask. You get a dedicated account manager who are attentive listener and who truly understands your HR challenges, the insightful voice that offers creative solutions, and the steady hand that guides you through every complex maneuver. Forget impersonal help desks and robotic scripts; Kredily’s support team is a symphony of empathy and expertise, walking alongside you to ensure your HR performance reaches its full potential. While Pagarbook might offer assistance, Kredily offers partnership, a true investment in your long-term success.

Pricing Comparison

Thousands of leading companies choose Kredily

Love From Clients

As a growing not-for-profit, we needed an HR solution that could help us manage our core HR processes at minimal cost. That's where Kredily helped us out!! Kredily brought to us a Core HR suite at no cost. It's basic and simple interface is very intuitive and doesn't require any training to implement. It's interesting to see how in India, an HRIS company is offering these value services at no cost to clients.

We are very satisfied and happy to have found Kredily as our HRMS partner. During our relationship, Kredily has developed a good understanding of our own vision and work flows and found a way to successfully complement our operations without causing any discontinuities or issues on our side.

I came across Kredily just at the right time when I started to explore the tools and services for HR operations. As a startup founder, I was spending a considerable amount of time in keeping up the attendance, leave and payroll logs. It brought more transparency in our company’s HR processes. The setup was easy and well directed. I personally liked the detailing in the application about the HR process.

I really need to express my gratitude and a "Big Thank You" to each and everyone at Kredily for the amazing software. The tool is so user friendly and simple to configure and use by not only the administrator but also the end user. More than the product itself, the support given to me has been a simply awesome experience. This is truly recommended for start up companies and those budding HR/Payroll managers like myself.

It is our pleasure to be associated with Kredily which helped us a lot in managing the HRMS. For a small NGO like ours, it has been great to get all solution on a single platform in managing the employee database and authorization matrix. This has really helped us a lot in building our organization as an effective institution.

Streamingo is a startup in the Artificial Intelligence space and in common with all bootstrapped startups, was looking for a cost effective HRMS solution. We were pleasantly surprised to find that Kredily offered not only an easy to use HRMS solution, but also one at zero cost. Kredily packs in a lot of the features of standard HRMS solutions and is incredibly simple and easy to use. Implementation time is next to nothing and the support that Kredily offers is awesome.

Firstly, I would like to thank Kredily team for working on this platform, you guys are doing a great work. I love the interface and your quick support every time needed. I found your step by step guidance on whether via demo videos or personally is wonderful and of a great support as an individual.

We choose Kredily due to the simplicity they offer, especially within our industry. They have understood what challenges majority of the companies face, and offer a solution that could fit with most of the organization. Kredily has made it easy for us to choose what modules we felt we need. We are really excited to watch how we progress even more, and see what the future holds. They also have a very customer-centric team, who have offered us support at any point we got stuck

What is the key difference between Kredily and Pagarbook?

The most important difference lies in the depth of HR functionality each platform provides. Kredily is a full-fledged HRMS (Human Resource Management System) that caters to businesses with growing and diverse HR needs. It goes beyond just payroll to cover attendance, leave management, employee self-service, compliance, performance reviews, and reporting. This makes it suitable for startups, SMEs, and mid-sized enterprises that want an all-in-one HR solution.

Pagarbook, in contrast, is a lighter staff and payroll management app primarily focused on attendance tracking, salary management, and digital staff payments. It’s designed for small businesses, shop owners, and companies that do not require advanced HR modules. In short: Kredily = holistic HRMS for long-term growth, while Pagarbook = quick payroll and attendance tool for small setups.

Who should choose Kredily and who should choose Pagarbook in 2025?

The choice depends on the stage and needs of the business.

Kredily is best suited for companies that want a future-proof HR solution. If you have more than 10 employees, plan to expand, and need compliance-ready payroll, leave management, and employee engagement features, Kredily is the right choice.
Pagarbook works well for micro-businesses, shop owners, and local service providers who simply want to track attendance and salaries without worrying about statutory compliance or advanced HR modules.

This distinction is crucial because many businesses start with Pagarbook for its simplicity but later migrate to Kredily once their workforce expands and HR needs become more complex.

Is Kredily free to use like Pagarbook?

Both platforms offer a free version, but their approach is different. Kredily’s free plan includes payroll, attendance, and basic HR features, making it a great starting point for small businesses that want to digitize their HR. As companies grow, they can upgrade to access advanced modules such as compliance reports, performance tracking, and integrations.

Pagarbook also provides a free version, but most of its advanced tools — such as detailed salary slips, staff payments, and large workforce management — are locked behind paid plans. Essentially, both are free to start with, but Kredily’s free plan is more generous in terms of HR scope, while Pagarbook’s free plan is primarily payroll-driven.

Which software is easier to implement – Kredily or Pagarbook?

Pagarbook: Extremely simple to set up because it focuses only on staff data and payroll. Even small shopkeepers with no HR background can get started within minutes.
Kredily: Offers a slightly longer setup process because it collects more HR details. However, with features like “Magic Upload”, employee data can be imported in bulk and payroll can be run the same day.

Verdict: Pagarbook = quick & easy for basic needs, Kredily = slightly more detailed setup but future-ready.

How do Kredily and Pagarbook handle compliance?

Compliance with statutory laws like PF, ESI, TDS, and professional tax is a critical responsibility for any business in India. Errors in this area can lead to heavy penalties, unhappy employees, and unnecessary stress for HR teams. That’s why choosing an HRMS or payroll platform that simplifies compliance is so important.

Kredily takes a compliance-first approach. It not only calculates payroll accurately but also automates statutory deductions, generates legally required forms, and keeps you updated with the latest changes in Indian labor laws. For example, it can generate reports like Form 16 and Form 24Q and provide audit-ready data whenever needed. This makes it especially useful for medium and growing businesses that want to minimize compliance risks and save HR teams from the hassle of manual tracking.

Pagarbook, on the other hand, is designed with simplicity in mind. It offers compliance features such as PF, ESI, and TDS management, but they are more basic in nature. The platform works well for small businesses and startups that want quick payroll processing with essential compliance but may not need advanced statutory reporting or complex filing support.

Which platform provides better customer support – Kredily or Pagarbook in 2025?

Kredily is known for its dedicated and structured support system. It provides multiple support channels, including email, live chat, and knowledge resources. Businesses can also access training materials, product walkthroughs, and timely updates on new features. For companies that need continuous guidance—especially those handling complex payroll and compliance requirements—this level of support can be a huge advantage. Many users highlight that Kredily’s support team not only resolves issues but also helps HR teams adopt best practices, making it more of a consultative experience.

Pagarbook, in contrast, focuses on simplicity and caters largely to small businesses. Its customer support is straightforward and quick for basic queries, often available in-app to assist users with day-to-day needs like attendance or salary processing. While this is helpful for startups or micro-businesses with limited HR operations, it may not provide the same depth of consultation, detailed training, or compliance guidance that larger organizations expect.

Do Kredily and Pagarbook both offer mobile apps in 2025?

Yes, both platforms provide mobile apps, but they serve different needs.

Kredily’s app is a full HRMS on mobile, allowing employees to mark attendance, apply for leave, download payslips, and letting HR managers approve requests and track payroll on the go. It’s built for growing companies that need advanced HR and compliance features.

Pagarbook’s app is simpler and mobile-first, focusing mainly on attendance, staff management, and salary tracking. It’s ideal for small businesses and shop owners who want quick, easy payroll management without complexity.

In short, Pagarbook suits small businesses looking for simplicity, while Kredily offers a more comprehensive mobile HR experience for companies with larger teams and compliance needs.

Which is better for startups vs. small shops?

The choice between Kredily and Pagarbook depends largely on the scale and nature of the business.

For small shops and micro-businesses, Pagarbook is often the better fit. It is simple, mobile-first, and helps shop owners easily record attendance, track working hours, and disburse salaries without needing prior HR or payroll expertise. Its ease of use and quick setup make it ideal for businesses that want a basic, no-fuss solution.

For startups and growing companies, Kredily is usually more suitable. Beyond payroll and attendance, it offers a complete HRMS with features like leave management, employee self-service, compliance tools, and detailed reporting. This makes it a better long-term choice for startups that want scalability and structured HR processes as they expand.

Do both platforms support multi-location and remote teams?

Both Kredily and Pagarbook offer solutions for managing teams, but their ability to handle multi-location and remote setups differs.

Kredily is designed with scalability in mind. It supports multi-location businesses and remote teams through centralized attendance tracking, cloud-based payroll, and employee self-service features. HR managers can monitor staff across branches, approve requests online, and ensure compliance without being physically present. This makes it ideal for organizations with distributed offices or remote employees.

Pagarbook, while convenient for small businesses, is primarily built for single-location or shop-level management. It works well for tracking staff attendance and payments in one outlet but has limited functionality for handling multiple branches or dispersed teams. Remote workforce management is not its strong suit.

Final Verdict: Should you choose Kredily or Pagarbook?

Choosing between Kredily and Pagarbook ultimately depends on the size of your business, your HR needs, and your growth plans.

For small shops, micro-businesses, and startups with very few employees, Pagarbook is a great option. It is simple, mobile-first, and easy to use, allowing you to track attendance, manage salaries, and handle basic payroll quickly without needing an HR team. Its simplicity and affordability make it ideal for businesses that need a lightweight solution for day-to-day operations.

On the other hand, Kredily is better suited for startups, SMEs, and growing companies that require a comprehensive HRMS. Beyond payroll and attendance, Kredily offers advanced features like leave management, employee self-service, compliance automation, performance tracking, and reporting. It also scales seamlessly as your workforce grows and ensures that compliance and HR processes are managed efficiently.