Kredily in association with AU Small Finance Bank
Revolutionary initiative that empowers AU Small Finance Bank Customers with our cutting-edge HRMS solutions
Use Code: AUBANK
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Experience prompt support and assistance from our dedicated team, ensuring you get the help you need without any delays.
Our easy-to-use features simplify HR management, reducing complexity and enhancing efficiency.
No more delays! We guarantee a swift deployment process, allowing you to promptly start reaping the benefits.
Embark on a swift and trouble-free journey as you activate your account in just 15 minutes. Our streamlined process guarantees a seamless initiation, sparing you any unnecessary delays. Step into a realm of efficiency and convenience, where every moment is optimized for your ease. Join us, and let's make your experience as swift and enjoyable as possible.
Enhance your human resources operations by establishing structured protocols, allowing our software to seamlessly manage the remaining tasks. This will liberate your team to concentrate on high-level strategic initiatives, making the most of your resources and driving forward-looking organizational progress.
Empower your organization's expansion with the implementation of flawless attendance management. Elevate overall productivity, cultivate heightened employee engagement, and foster stronger interpersonal connections within your workforce. Join us on this transformative journey towards a brighter future, and together, we will construct it incrementally, building a stronger, more efficient organization, one meticulously maintained attendance record at a time.
Effortlessly oversee and monitor your entire employee attendance, hassle-free.
Automate payroll workflow in minutes. No more messy spreadsheets.
Effectively track your employees' expenditures and execute your budget plan with precision.
Bid farewell to leave discrepancies, as our online system meticulously tracks and manages every aspect.
Effortlessly oversee and monitor your entire employee attendance, hassle-free.
Automate payroll workflow in minutes. No more messy spreadsheets.
Effectively track your employees' expenditures and execute your budget plan with precision.
Bid farewell to leave discrepancies, as our online system meticulously tracks and manages every aspect.
AU Small Finance Bank, commonly referred to as AU Bank, is one of India’s fastest-growing small finance banks in 2025. It provides a wide range of financial services including savings accounts, current accounts, fixed deposits, personal loans, vehicle loans, and digital banking solutions.
In 2025, AU Bank is not just known for its traditional banking services but also for its strong focus on digital-first banking—offering mobile apps, net banking, UPI, and instant online account opening facilities. With its expanding branch network and innovative partnerships with platforms like Kredily for payroll and HR management, AU Bank is making banking easier for businesses and employees alike.
Yes, AU Bank is considered safe for deposits in 2025. It is a scheduled commercial bank regulated by the Reserve Bank of India (RBI), which means it follows strict compliance, security, and risk management standards.
Yes, AU Bank is safe because:
RBI Regulated – Operates under strict Reserve Bank of India guidelines.
Deposit Insurance – Covered by DICGC up to ₹5 lakh per depositor.
Stable Growth – Consistent profit and expanding customer base.
Digital Security – Advanced encryption, fraud monitoring, and secure authentication.
Trusted Partnerships – Integrated with platforms like Kredily for payroll and salary management.
Savings Accounts – Different variants with high interest rates.
Current Accounts – For businesses, startups, and SMEs.
Fixed Deposits (FDs) – Safe investment with flexible tenure.
Recurring Deposits (RDs) – Monthly saving option with steady returns.
Salary Accounts – Seamless payroll credit, integrated with Kredily.
Children’s Accounts – Savings plans for young account holders.
Senior Citizen Accounts – Higher interest benefits and easy banking.
NRI Accounts – Banking access for Non-Resident Indians.
Expansion of Branch Network – AU Bank has over 1,100 branches across India, improving accessibility in urban and rural areas.
Digital-First Banking – Mobile app upgraded with AI-driven insights and faster digital services, including instant account opening and loan approvals.
Recognition & Awards – Recognized among India’s Top 50 Best Workplaces™ for Millennials in 2025.
Business Banking Growth – Increased adoption of current accounts and payroll solutions, including integration with Kredily.
Customer Base Milestone – Surpassed 1 crore+ active customers in 2025, reflecting strong growth and trust.
Sustainability & Governance – Launched eco-friendly initiatives, paperless onboarding, and NOFHC structure for promoter stake governance.
Automated Salary Payments → Salaries move directly from AU Bank to employees’ accounts.
Compliance Simplified → PF, ESI, and tax deductions are automatically tracked.
HR + Banking in One Dashboard → Kredily’s HRMS connects with AU Bank accounts.
Employee Benefits → Reimbursements and benefits can be managed through the same ecosystem.
In 2025, this is especially valuable for bootstrapped startups looking for cost-efficient HR + payroll + banking integration.
Sign up your business on Kredily HRMS.
Request AU Bank current/salary account integration.
Provide business KYC (PAN, GST, Incorporation Certificate).
AU Bank verifies and activates the account.
Start managing payroll + banking from the Kredily dashboard.
Yes, AU Bank offers complete digital banking facilities in 2025, making it easy for customers to manage their money anytime, anywhere.
Key Digital Banking Features of AU Bank:
AU 0101 Mobile App – Manage accounts, transfers, bill payments, and investments.
Internet Banking – Secure platform for transactions and statements.
UPI & Wallets – Instant payments and fund transfers.
Payroll Integration – Salary processing via Kredily.
Instant Account Opening – Paperless eKYC onboarding.
Yes, AU Bank has credit cards like:
Cashback Cards – Earn rewards on purchases.
Travel Cards – Benefits for flights, hotels, and travel bookings.
Rewards Cards – Points for shopping and lifestyle spends.
Secured Cards – Linked to FDs, ideal for first-time users.
Employee Cards – For startups using Kredily, employees can get linked cards with perks.
Retail Loans: Personal loans, home loans, vehicle loans, education loans.
Business Loans: Working capital, overdrafts, term loans for SMEs.
Rural & Agri Loans: Tractor financing, Kisan loans.
Gold Loans: Instant funding with minimal paperwork.
With Universal Bank status, corporate loans and international financing will also expand in 2025–26.
Startups should choose AU Bank with Kredily because:
Complete Payroll + Banking – Salaries are calculated and credited automatically.
Compliance Made Easy – PF, ESI, and TDS handled digitally.
Employee Benefits – Reimbursements, allowances, and perks processed seamlessly.
Time & Cost Saving – One platform for HR, payroll, and banking reduces manual work.
Digital-First Experience – Access everything via AU 0101 App or Kredily dashboard.
✅ In short: It’s an all-in-one solution for startups that simplifies payroll and banking in 2025.